Aging Baby Boomers Reshape the Housing Market

While the 2008 financial crisis prompted a cyclical shift in U.S. housing — impacting everything from home prices to who can qualify for a mortgage — an equally impactful demographic change was just taking shape. The unprecedented wave of Baby Boomers that began retiring would disrupt the balance of the housing market.


Secondary and Tertiary Markets Gain Ground on Primary Cities

As secondary and tertiary markets continue to gain parity with larger primary cities around the nation, they offer investors a significant potential for return on investment, even as the U.S. and global economic landscapes face notable headwinds.


Small Multifamily Investment Snapshot — Q4 2022

The small multifamily sub-sector ended 2022 on a high note with originations falling just behind 2021’s peak. As economic storm clouds continue circling, small multifamily appears fortified from any reverberations that may result.

Press Releases

Arbor Realty Trust Reacts to Ningi Research Report

UNIONDALE, N.Y., March 14, 2023  (GLOBE NEWSWIRE) – Arbor Realty Trust (NYSE: ABR), announced today that the Company is in receipt of the purported “research” report that was published earlier today by Ningi Research, a short seller of Arbor stock. The report lacks merit and contains numerous inaccuracies, misstatements, and otherwise misleading allegations. This false Read the full article…


Arbor’s Leah Fisher Joins Global Sustainability Panel at InnovateESG

Arbor Senior Vice President, Special Projects, Governance and Risk, Leah Fisher recently spoke on a thought-provoking panel discussion at InnovateESG 2023, a conference focused on environmental, social, and governance missions, hosted by NYU Stern’s Chen Institute for Global Real Estate Finance.


Single-Family Rental Investment Snapshot — Q4 2022

SFR will maintain exposure to the cyclical disruption brought on by the housing market’s softness and rising interest rates, even though its structural growth outlook remains positive and unchanged.


Arbor Expands Seniors Housing & Healthcare Financing Platform with Appointment of Two Industry Veterans

UNIONDALE, NY (Sept. 17, 2014) – Arbor Commercial Mortgage, LLC (“Arbor”) today announced the expansion of its Seniors Housing and Healthcare financing platform with the addition of two industry veterans, Jeffrey Ringwald, Senior Vice President, Seniors Housing & Healthcare; and William Jackson, Vice President, Seniors Housing & Healthcare. Located in Arbor’s Dallas, TX, office, Mr. Jackson will report directly to Mr. Ringwald and Mr. Ringwald will report directly to Arbor’s Chief Operating Officer, John Caulfield.

“Arbor is pleased to add two veteran seniors housing and healthcare finance executives to its growing Seniors Housing and Healthcare group,” Caulfield said. “The expertise and industry relationships both Jeff and Bill have developed throughout their careers will now receive Arbor’s uniquely personalized and customized and flexible approach to financing, backed by our strong foundation as an FHA LEAN Lender.”

Both Mr. Ringwald and Mr. Jackson are responsible for leading the origination effort and strategic direction of the Seniors Housing and Healthcare platform. This nationwide focus caters to owners and operators of independent living, assisted living, memory care, skilled nursing facilities and CCRCs and delivers the debt financing solution best suited for their specific investments using Arbor’s broad range of financing products.

Mr. Ringwald has focused on seniors housing and healthcare finance for his entire 16-year career, originating more than $2 billion in seniors housing loans across the country.  His expertise includes permanent loan solutions utilizing FHA/HUD, Fannie Mae DUS®, Freddie Mac Program Plus and Life Companies as well as the structuring of bridge and construction loans for clients. Before joining Arbor, Mr. Ringwald served as a Senior Vice President at Oak Grove Capital in the Seniors Housing Group.

Prior to Oak Grove Capital, Mr. Ringwald was a Managing Director in the Seniors Housing & Healthcare Group at Red Capital Group, Principal and Manager of the Healthcare Finance Group for Prudential Mortgage Capital Company and Senior Vice President for Guaranty Bank’s Seniors Housing Group, where he was responsible for loan origination, syndication, underwriting and relationship management.

Mr. Ringwald earned a Bachelor of Business Administration degree with a concentration in finance and minor in biology from Southern Methodist University.

Mr. Jackson has more than 16 years of financing experience, including 10 years in healthcare financing.  Before joining Arbor, Mr. Jackson served as a Vice President for Oak Grove Capital where he was responsible for the sourcing, underwriting, credit approval and closing of seniors housing and multifamily debt using FHA, Fannie Mae and Freddie Mac finance products.

Prior to his time at Oak Grove Capital, Mr. Jackson spent several years managing a portfolio of distressed CMBS financings at C-III Asset Management, LLC.  In 2006, Mr. Jackson was recruited to launch a dedicated healthcare team at Prudential Mortgage Company, where he co-developed and helped implement a business plan for the initiation of a dedicated national healthcare originations team.  He also assisted in the sourcing, underwriting, credit approval and closing of loans.

Mr. Jackson earned a Master of Business Administration degree from Southern Methodist University and a Bachelor’s degree in aerospace engineering from the University of Texas. 

About Us

Founded by Chairman and CEO Ivan Kaufman, Arbor Commercial Mortgage, LLC and Arbor Commercial Funding, LLC are national direct lenders specializing in loan origination and servicing for multifamily and other diverse commercial real estate assets. Arbor is a 2013 Top 10 Fannie Mae DUS® Multifamily Lender by volume, a Freddie Mac Program Plus® Seller/Servicer, an FHA Multifamily Accelerated Processing (MAP)/LEAN Lender, a HUD-approved LIHTC Lender as well as a CMBS, Bridge and Mezzanine lender, consistently building on its reputation for service, quality and flexibility. With a current servicing portfolio of more than $10 billion, Arbor is a primary commercial loan servicer and special servicer rated by Fitch Ratings and Standard & Poor’s and holds an Above Average rating from Standard & Poor’s. Arbor is also on the Standard & Poor’s Select Servicer List.

Arbor Commercial Mortgage, LLC also manages Arbor Realty Trust, Inc., a real estate investment trust, (REIT), formed to invest in mortgage-related securities, real estate-related bridge, junior participating interests in first mortgages, mezzanine loans, preferred and direct equity investments and in limited cases, discounted mortgage notes and other real estate related assets. Arbor is headquartered in Uniondale, NY, with full-service lending offices throughout the United States.  For more information about Arbor, visit