After proving its resilience, the multifamily real estate sector is positioned to thrive in the next growth cycle. While uncertainties persist and risks remain, new federal policies and long-awaited interest rate relief have brought optimistic investors back to the table with a new sense of urgency.
Fannie Mae and Freddie Mac, which operate under the Federal Housing Finance Agency’s Duty to Serve Plan, have made financing workforce housing a central component of creating more equitable and sustainable access to quality rental housing. With a wide range of programs and incentives now available, investors have been increasingly securing stable and valuable opportunities, which can also improve the lives of cost-burdened middle-income professionals.
Arbor takes pride in empowering employees to reach their full potential, helping to strengthen our clients and communities. With that aim, our company supported the Fifth Annual Smile Farms Invitational golf outing in Jericho, NY, on September 16, benefiting the Long Island-based non-profit dedicated to advancing opportunities for people with disabilities.
Unless an 11th-hour agreement is reached, a political impasse over budget legislation for the next fiscal year will trigger a federal government shutdown. Starting October 1, 2025, many non-essential federal government operations could potentially be limited or suspended, but most multifamily financing activities will not be disrupted.
Arbor Private Construction (APC), Arbor’s newest non-agency financing product, has seen robust demand during the first half of 2025, with high-profile transactions closed in strong markets like Surfside, FL, and Philadelphia, PA. Designed for shovel-ready projects, APC is a dynamic program expanding premium rental housing options in primary markets.
Structured Financing Preferred Equity
Structured Financing Mezzanine Loan Program Term Sheet
Structured Financing Bridge Loan Program
Small multifamily lending volume jumped to $57.8 billion on an annualized basis, the highest level of activity in Chandan Economics’ post-crisis model estimates.
At the same time, small multifamily prices grew 6.6% year over year, driving cap rates down to 5.8%. The small multifamily sector is benefiting from persistent demand growth. As long as risk-taking remains at an appropriate threshold, small multifamily is poised to maintain healthy performance.
Download the full report, “Q3 2019 Small Multifamily Investment Trends Report,” for key insights on the sector, including: