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Small Loans

Experience the best in small loan financing – with the company that started it all and leads the way.


From its beginnings as the multifamily small balance mortgage loan specialist, partnering with Fannie Mae to develop the first-ever, agency small loan program more than two decades ago, to its role in helping to develop Freddie Mac’s Small Balance Loan program, Arbor has long ensured this once underserved market receives the professional and personalized treatment it deserves. Welcome to your small loan source!

  • Why go to ARBOR, the small loan source?

    • Market-leading terms: 1.20 DSCR, 80% LTV and incredibly low interest rates

    • Reduced documentation requirements and rapid closings

    • Uniquely personalized, one-on-one service, from your dedicated loan originator through your dedicated loan servicing portfolio manager

    • Certainty of execution with the most tenured multifamily small loan lender in the business

    • Confidence in our strength as one of only a select few lenders offering Freddie Mac and Fannie Mae small loans nationwide

    • Freddie Mac’s Top Small Balance Loan Lender two years in a row

  • Why bother with banks? ARBOR offers:

    • 12-, 15-, 20-, 25- and 30 year, fixed- and floating-rate financing for acquisitions and refinancings with 30 years of amortization

    • Full-term interest-only options

    • Non-recourse is standard

    • No underwriting floors for top markets

    • Loan assumability and cash-out options

    • Zero banking account deposit requirements

    • Flexible pre-payment capabilities

    • Personalized treatment as a long-term partner, not just another customer, with loan customization and flexibility every step of the way

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