Eight Common Commercial Real Estate Investor Questions

Whether you are just beginning your investing journey or are looking to take your portfolio to the next level, Arbor stands ready with our talented team and decades of expertise. Given our vast experience and national footprint of successful deals, we are familiar with many common commercial real estate investor questions, such as the ones answered in this article.


Multifamily is Well-Positioned for Short- and Long-Term Growth

With the macroeconomy maintaining its underlying strength and a handful of rate cuts expected by the Fed within the next 18 months, green shoots of optimism within the multifamily sector are multiplying. Even as high interest rates impede normal operations, stabilization is underway while the sector’s long-term prospects remain unwavering. In this deep dive, our research teams will explore the tailwinds underpinning the multifamily sector’s short- and long-term outlook.

Refinance of Existing HUD-Insured Loan

FHA® Interest Rate Reduction (IRR) Refinance of Existing HUD-Insured Loan   Arbor provides this program to reduce the interest rate on qualified existing HUD-insured multifamily loans. The HUD-insured loan remains in place, with reduced payments based on the new rate, the current balance, and the remaining term. The existing prepayment penalty must be paid in full. V041624

Mortgage Insurance for Rental Housing for Urban Renewal and Targeted Redevelopment

FHA®220 Mortgage Insurance for Rental Housing for Urban Renewal and Targeted Redevelopment*   Arbor provides FHA-insured, long-term, fixed rate financing for new construction and substantial rehabilitation of multifamily projects nationwide. This program provides for both construction and permanent financing for projects in urban renewal areas and other areas where local governments have undertaken designated revitalization activities. Applications are typically processed in two stages (preliminary application followed by firm application). Affordable/rental assisted projects and HUDexperienced development teams may request a “straight to firm” application, saving significant time by eliminating the preliminary application stage. V020224


Regional Construction Trends: Annual Multifamily Completions Surged in the South and West

After the volume of newly issued multifamily permits hit a 37-year high in 2022, multifamily completions surged another 22.3% last year. As the sector continues to gain strength, its growth has remained concentrated in the southern and western regions of the country, according to an analysis of new data from the U.S. Census Bureau’s Survey of Construction.


The Evolving Characteristics of Multifamily Construction

During the post-global financial crisis (GFC) cycle, a disproportionate share of new multifamily construction was of high-rise units in properties with amenities. However, the tides have turned. The rising cost of homeownership has brought the need for more affordable housing development in the U.S. to the top of many legislative agendas. In this deep dive, our research teams utilize data from the U.S. Census Bureau’s Annual Survey of Construction to show how and why the characteristics of new multifamily properties continue to evolve alongside shifting market needs.


Video: Growing LGBTQIA+ Visibility in the CRE Industry

LGBTQIA+ Pride Month is recognized in June, but its lessons are timeless. During a recent conversation between Tres Seippel, Director, Construction Management at Arbor, and Dr. Sam Chandan, Founder of Chandan Economics, Founding Director, NYU Chen Institute for Global Real Estate Finance, and Co-Chair of the Real Estate Pride Council, Seippel shared why it is more important than ever for the industry to embrace visibility and show support for employees who identify as LGBTQIA+ or other diverse backgrounds.

General: 800.ARBOR.10

Arbor Funds $92.6M in Fannie Mae Loans Across Seven U.S. States

UNIONDALE, NY (December 15, 2020) – Arbor Realty Trust, Inc. (NYSE:ABR), a leading multifamily and commercial mortgage lender, recently financed Fannie Mae loans in seven states across the U.S. The properties, made up of 1634 units, received $92.6M in funding.

Ryan Duff of Arbor’s New York City office originated the loans.

“Arbor has been able to keep up with the preservation of affordable housing through Fannie Mae’s mission-driven product lines during the pandemic,” Duff said. “While rates remain low, we’re able to offer cost-effective, highly leveraged and competitive structures to our customers for all of their multifamily financing needs.”

Highlights of Transactions

The following properties received financing through the Fannie Mae DUS® program:
Oaks at Five Mile Apartments in Dallas, TX, received $9.6M in acquisition financing in the first quarter of 2020. Built in 1977 the two-story, 196-unit property features walk-in closets, patios and balconies. Retail shopping and the Dallas Zoo are nearby.

Tuscany Village Apartments in Oklahoma City, OK, received $9M in refinancing in the second quarter of 2020. The community includes 306 units with hardwood floors, vaulted ceilings and built-in bookshelves. A swimming pool, playground and picnic area are available to residents.

Westbridge Apartments in Little Rock, AR, received $6M in refinancing in the second quarter of 2020. Built in 1979, the 180-unit property is pet-friendly. Retail shopping and the Little Rock Zoo are in close proximity.

11-07 Welling Court in Astoria, NY, received $12.4M in refinancing in the third quarter of 2020. The 28-unit complex features custom Italian-crafted kitchens and access to a landscaped roof deck with panoramic views, an outdoor kitchen and more. Parks and public transportation are nearby.

Wingate Apartments in Forest Park, GA, received $11M in refinancing in the third quarter of 2020. The multifamily property features 211 units and is close to shopping, dining and entertainment. Fort Gillem is a short driving distance away.

Inverness Apartments in Tuscaloosa, AL, received $23.2M in acquisition funding in the fourth quarter of 2020. The 208-unit garden-style apartment complex was built in 1996 and offers one to four bedroom floorplans with fireplaces and balconies.

El Rancho Apartments in Dallas, TX, received $12M in refinancing in the fourth quarter of 2020. Built in 1968, the 308-unit gated complex was renovated in 2015. Retail shopping is within walking distance.

Four additional properties received refinancing through the Fannie Mae DUS® Small Loan program:
Jax Square Townhomes in Sterlington, LA, received $3.2M in the third quarter of 2020. The 30-unit property offers two- and three-bedroom options with walk-in closets, granite kitchen countertops and stainless steel appliances.

Sterling Townhomes in Sterlington, LA, received $2.9M in the third quarter of 2020. Built in 2015, the 28 unit property is made up of two- and three-bedroom floorplans with granite kitchen countertops and stainless steel appliances.

Strawberry Commons in Dalton, GA, received $2.1M in the third quarter of 2020. The 39-unit multifamily garden, low rise features a picnic area and playground. Retail shopping is nearby.

One Fort Worth, TX, property received funding through the Fannie Mae DUS® Supplemental Loan program:
Regency Oaks received $1.2M in the second quarter of 2020. The 100-unit gated property includes one-, two-, and three-bedroom options and a swimming pool for residents.

About Us
Arbor Realty Trust, Inc. (NYSE:ABR) is a nationwide real estate investment trust and direct lender, providing loan origination and servicing for multifamily, single-family rental (SFR) portfolios, seniors housing, healthcare and other diverse commercial real estate assets. Headquartered in Uniondale, New York, Arbor manages a multibillion-dollar servicing portfolio, specializing in government-sponsored enterprise products. Arbor is a Fannie Mae DUS® lender and Freddie Mac Optigo® Seller/Servicer. Arbor’s product platform also includes CMBS, bridge, mezzanine and preferred equity loans. Rated by Standard and Poor’s and Fitch Ratings, Arbor is committed to building on its reputation for service, quality and customized solutions with an unparalleled dedication to providing our clients excellence over the entire life of a loan.

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Inverness Apartments – Tuscaloosa, AL

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Wingate Apartments – Forest Park, GA

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Tuscany Village Apartments – Oklahoma City, OK


Ryan Duff – Vice President, Originations