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Arbor Realty Trust (“Arbor”) 2025 Annual Bracket Challenge
By entering the Contest, you agree to be subject to these Official Rules.
TO ENTER: No purchase necessary to enter. Enter here. You will arrive at the “Registration page for Arbor’s 2025 Annual Bracket Challenge (the “Contest”) where you will fill in your username, password, contact information, Arbor sales representative and qualitative questions. The bracket will be updated with teams following selection announcements on March 16, 2025. The four (4) play-in games on March 18-19th, 2025 are not a part of the Contest; no predictions are required or accepted. Predictions are required only for the games beginning Thursday, March 20, 2025. Play-in game teams will initially be displayed together as one selection, until the winner is determined, at which time the losing team will be removed. You must follow Pool Tracker’s official rules regarding deadlines, pick submissions, etc. for the Contest. One entry per person permitted.
ELIGIBILITY: Open to legal residents of the 50 United States and the District of Columbia, 21 years of age or older. Employees of Arbor, its affiliates, directors, agents, subsidiaries (collectively with Arbor, the “Contest Entities”) and members of their immediate families (spouses, parents, children, and siblings and their spouses) are not eligible to participate. To be eligible, participants must be listed in Arbor’s Salesforce.com client database and assigned an Arbor Originator as of March 20, 2025. It is in Arbor’s sole and absolute discretion to determine who is in the client database.
PRIZES: There will be one First Place Winner of a $1,000 USD American Express gift card, one Second Place Winner of a $600 USD American Express gift card, and one Third Place Winner of a $300 USD American Express gift card. In the event of a tie between participants for the three (3) prizes described immediately above, the participant who selected the closest total final score for the Championship Round will be declared winner of the tiebreaker. In the event a tie remains after the initial tiebreaker, the participant with the earlier Contest entry time stamp will be declared the winner of the final tiebreaker. Any decision regarding tiebreakers shall be in Arbor’s sole and absolute discretion (collectively, all of the foregoing, the “TieBreak Rules”).
Deadline for Contest entry is: March 20, 2025 at 11:59am EST. The prize winners will be eligible participants who correctly picked winners in the 2025 NCAA Division Men’s Basketball Tournament games and earned the most overall points as determined by scoring totals.
Arbor will also select a Strongest Team which will receive one (1) prize. Upon registration, entrants will have the option of affiliating their bracket selections with their Arbor Sales Team member to form a team. The Strongest Team will consist of the predictions from the entrant. The Strongest Team winner will be the team who has two (2) or more participants and the highest overall average score in the tournament. In the event of a tie for the Strongest Team, the TieBreak Rules will apply. The Strongest Team winner(s) will receive an Arbor embroidered jacket, and subject to Arbor’s discretion, may be eligible to receive additional custom Arbor merchandise.
The prize winners will be selected upon the completion of the Contest, on or about April 8, 2025. The winners will be notified by e-mail, mail and/or phone approximately one week after the end of the Contest.
TIE BREAKERS: In the event of a tie between participants for the three (3) prizes described immediately above, the participant who selected the closest total final score for the Championship Round will be declared winner of the tiebreaker. In the event a tie remains after the initial tiebreaker, the participant with the earlier Contest entry time stamp will be declared the winner of the final tiebreaker. Any decision regarding tiebreakers shall be in Arbor’s sole and absolute discretion (collectively, all of the foregoing, the “TieBreak Rules”).
Deadline for Contest entry is: March 20, 2025 at 11:59am EST. The prize winners will be eligible participants who correctly picked winners in the 2025 NCAA Division Men’s Basketball Tournament games and earned the most overall points as determined by scoring totals.
Arbor will also select a Strongest Team which will receive one (1) prize. Upon registration, entrants will have the option of affiliating their bracket selections with their Arbor Sales Team member to form a team. The Strongest Team will consist of the predictions from the entrant. The Strongest Team winner will be the team with the highest overall average score in the tournament. In the event of a tie for the Strongest Team, the TieBreak Rules will apply. The Strongest Team winner(s) will receive an Arbor embroidered jacket, and subject to Arbor’s discretion, may be eligible to receive additional custom Arbor merchandise.
The prize winners will be selected upon the completion of the Contest, on or about April 8, 2025. The winners will be notified by e-mail, mail and/or phone approximately one week after the end of the Contest.
CONTACT & WINNER’S LIST: For confirmation of the winner, please contact [email protected] no later than April 15, 2025. Confirmation will be sent once the prize has been awarded. All winners must claim their prize by 5 p.m. within five (5) business days after receipt of notification by Arbor.
DISCLAIMERS: All federal, state, and/or local rules and regulations apply. Void outside of the United States and where prohibited or restricted by law. Winners are solely responsible for any and all taxes, and any other expenses associated with their acceptance and use of any prize. Arbor is not responsible for technical, hardware, software, telephone or Internet access failures of any kind, lost, failed, incomplete or unavailable network connection, or deleted computer or network transmissions which may limit the ability to participate in the Contest. Arbor reserves the right in its sole discretion to cancel or suspend the Contest or any part thereof for any reason or no reason whatsoever, including but not limited to, causes beyond its control which may corrupt or affect the administration, fairness or proper conduct of the Contest, including terminating just one phase or portion of the promotion.
By participating, participants accept and agree to abide by the Official Rules and all decisions of Arbor, which are final in all respects. No substitution or transfer to a third party of all or any part of the prize shall be permitted. If, for any reason, a prize cannot be awarded or the winner is not capable of redeeming a prize, Arbor is not obligated to award it and Arbor reserves the right, in its sole discretion, to substitute the prize with a prize of comparable, greater value or cash value. Non-compliance with these Official Rules may result in disqualification.
RESTRICTIONS/RELEASE: No more than one entry per person. Prizes are not transferable, redeemable for cash or substitutable for any other item by the winner. By entering the Contest, the participants, Arbor’s affiliates and employees and all others associated with the development and execution of this contest are released from and against any and all liability with respect to, or in any way arising from, the contest and the awarding and use of the prizes, or any claims based on publicity rights, defamation or invasion of privacy and merchandise delivery.
NO PRIZE WARRANTY: WITHOUT LIMITING THE FOREGOING, THE PRIZE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
PRIVACY NOTICE: By participating in the Contest, you acknowledge and agree to be bound by Arbor’s Privacy Policy. If you wish to adjust your communication preferences, you can do so by clicking here.
DISQUALIFICATION: In the event that the winner fails to claim the prize by 5 p.m. EDT on the fifth (5) business day after notification or fails to meet the eligibility requirements of this Contest, an alternate winner will be selected at random.
DISPUTES: In the case of a dispute as to the identity of any entrant, entry will be declared to be in the authorized account holder of the e-mail address of record as determined by Arbor. Any potential winner may be requested to provide Arbor with proof that such winner is the authorized account holder of the e-mail address associated with the winning entry.
ARBOR IS IN NO WAY SPONSORED BY, APPROVED BY OR OTHERWISE ASSOCIATED WITH THE NCAA OR ITS CHAMPIONSHIP TOURNAMOUNT. ANY REFERENCE TO “MARCH MADNESS” CONTAINED HEREIN AND IN THE CONTEST IS SOLELY USED FOR THE PURPOSES OF IDENTIFYING THE TOURNAMOUNT AND ITS STAGES, AND DOES NOT IMPLY IN ANY WAY THAT THERE IS ANY RELATIONSHIP BETWEEN ARBOR AND THE NCAA.