Corporate Governance

At Arbor

At Arbor, we are committed to responsible and ethical business practices. That’s why we follow the ISS (Investor Stewardship Services) Environmental, Social, and Governance (ESG) standards. ISS is a leading provider of corporate governance and sustainability solutions. Their ESG standards are used by investors to assess and manage their ESG risks and opportunities.

By following the ISS ESG standards, we are demonstrating our commitment to:

• Environmental stewardship: We are working to reduce our environmental impact and support sustainable practices.
• Social responsibility: We are committed to creating a positive social impact, including through our employee relations, diversity and inclusion initiatives, and community support.
• Good governance: We are committed to sound corporate governance practices, including transparency, accountability, and ethical behavior.

We believe that following the ISS ESG standards is good for our business, our customers, and our community. It allows us to attract and retain top talent, build strong relationships with our customers, and operate in a sustainable and responsible manner.

We encourage our customers to learn more about the ISS ESG standards and how they are impacting the financial industry. You can find more information on the ISS website: https://www.issgovernance.com/esg/

Reporting

Our ESG Report has been informed by the accounting standards published by the Sustainability Accounting Standards Board (SASB), and we have also identified the United Nations Sustainable Development Goals (SDGs) that we believe best align with our business activities and key focus areas.

Risk Mitigation

Arbor is committed to continuous improvement of our risk management framework. We regularly review and update our framework to ensure that it reflects the latest best practices and that it is tailored to our specific risks.

That’s why we have implemented a comprehensive risk management framework that is aligned with best practices in corporate governance. Our framework includes:

• A clear and well-defined risk management policy: This policy sets out our approach to identifying, assessing, managing, and monitoring risks.
• A strong risk management culture: We promote a culture of risk awareness and accountability throughout our organization.
• A robust risk management process: Our risk management process includes regular risk assessments, the development of mitigation strategies, and ongoing monitoring of risks.