Articles

America’s Aging Rental Stock is Driving Demand for Smarter Capital Solutions

The nation’s rental housing is older than at any point on record, with a median age of 45 years, according to the 2026 America’s Rental Housing report from Harvard’s Joint Center for Housing Studies (JCHS). America’s aging housing stock has created unique opportunities as the need for capital investments to rehabilitate and preserve affordable housing units rapidly rises.

Current Reports

Single-Family Rental Investment Trends Report Q1 2026

Arbor’s Single-Family Rental Investment Trends Report Q1 2026, developed in partnership with Chandan Economics, spotlights how market shifts, including the rising cost of living and historically high build-to-rent activity, have fueled record rental household growth.

Articles

Top Markets for Multifamily Building Permits

Multifamily permitting trends indicate continued national stability amid local recalibration. Across the country, issuances were steady, rising just 2.6% in 2025. At the metropolitan level, trends diverged sharply, with some markets accelerating and others pulling back. Per-capita leaders continued to cluster around high-growth Sun Belt and regional hubs, while year-over-year market-level fluctuations suggest that more pipelines have become increasingly selective and, in some cases, more concentrated in large-scale projects.

Articles

Seven Facts About FHA Multifamily Loans

The Federal Housing Administration (FHA), a part of the U.S. Department of Housing and Urban Development (HUD), is one of the largest mortgage insurers in the world. The agency insures mortgages on affordable housing, multifamily properties, single-family homes, and healthcare facilities. Since 1934,  FHA has financed over 50,000 multifamily mortgages nationwide. Whether you’re interested in acquiring, refinancing, or rehabilitating an affordable housing property, FHA multifamily loans are a financing route you need to know about.

FHA 232/223(f)

FHA® 232/223(f): Healthcare Refinance, Acquisition or Mod Rehab  

Articles

Top States for Population Growth

Despite a national slowdown, population growth remained concentrated in a small group of states in 2025, where strong net domestic migration inflows, economic opportunity, and in some cases elevated birth rates drove the annual increases. Overall, 14 states had an annual population growth rate above 0.75%, while 12 states had less than 0.1%, according to a Chandan Economics analysis of the U.S. Census Bureau’s 2024 American Community Survey.

Articles

Arbor’s Build-to-Rent Financing: 10 Reasons to Choose a Premier Lender

Build-to-rent (BTR), a compelling solution to the U.S. housing market’s evolving needs, is experiencing record growth. BTR accounted for 8% of all single-family rental (SFR) construction starts in the 12 months that ended in the first quarter of 2024, according to Arbor’s Single-Family Rental Investment Trends Report Q2 2024. As the need for quality rental units remains high, borrowers have much to gain from partnering with an experienced lender who specializes in build-to-rent financing.

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Multifamily Financing
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Arbor Loan Express (ALEX) provides borrowers and brokers with a swift, efficient and transparent approach to the multifamily loan process through a uniquely paperless automated platform.
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ALEX: Real-Time Access to Vital Loan Info

ALEX (Arbor Loan Express) is our digital loan management platform that empowers you to track every step of your loan. It gives you control of your loan application process, diligence checklist management, and critical information administration throughout long-term servicing. With Arbor’s user-friendly, life-of-loan platform, you have the power to securely access essential information about your loan anywhere, anytime, on any device.

Monitor Every Step of Your Loan on Our Digital Platform

Arbor’s cutting-edge ALEX platform is built with the knowledge gained from over three decades as a multifamily finance leader. ALEX’s customer-centric loan platform gives you direct access to your vital loan information, allowing you to perform necessary tasks, including e-signature execution, quickly and efficiently. You can access our secure diligence upload on the platform to submit your documents directly to our underwriting team for faster loan processing. ALEX also gives you 24/7 access to loan summaries, monthly billing statements, insurance policies, IRS tax statements, and other details of your loans in servicing. Get started with ALEX today to begin managing your loans in real time.

One-stop View of Loan Data
for Proactive and Optimized Loan Management
Online Diligence Submission  
to Stay Organized with Enhanced Efficiency
E-signature Execution
for a Fast and Convenient Experience
Online Payment
for Fast, Easy and Secure Transactions

ALEX by the Numbers

1st
PLATFORM
The Industry's 1st Online Agency Lending Platform
$11.1
BILLION
Loans Processed Since 2016
23
HOURS
Average Work Hours Saved in Loan Processing Time

Hear What Our Clients Are Saying

The simplicity of uploading documents online instead of the traditional manual model of e-mails back and forth is a great feature and gave me confidence our loan was processing as fast as possible with no lost documents or time.
Dorothy S., Fidelity Commercial Funding,
Orange, CA
ALEX really provides us peace of mind regarding our loan status. It allows us to take greater control of the process. All in all, ALEX just makes multifamily financing better.
Keri A., Capstone Capital
Fayetteville, NC
Using ALEX was a great experience. I was able to upload my documents, make edits and stay organized throughout the entire process. This saved me valuable time.
Joseph B., FM Capital
Miami, FL
In an industry where we are always moving, moving, moving, I just wanted to look back and say thank you and let you know how much I appreciated how easy it was to close a loan with Arbor compared to your competition.
Rachel S., Rosebud Acres, LLC
Palm Beach Gardens, FL
Thank you, this looks amazing, all inclusive portal.
David S.
Great!
Heng S.
Excellent!
Jorge T.

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