Investment

Special Report Fall 2025: Turning a Corner

After proving its resilience, the multifamily real estate sector is positioned to thrive in the next growth cycle. While uncertainties persist and risks remain, new federal policies and long-awaited interest rate relief have brought optimistic investors back to the table with a new sense of urgency.

Finance

Financing Workforce Housing: A Stable and Value-Add Investment

Fannie Mae and Freddie Mac, which operate under the Federal Housing Finance Agency’s Duty to Serve Plan, have made financing workforce housing a central component of creating more equitable and sustainable access to quality rental housing. With a wide range of programs and incentives now available, investors have been increasingly securing stable and valuable opportunities, which can also improve the lives of cost-burdened middle-income professionals.

Articles

Arbor Pitches Its Support to Charity Golf Outing on Long Island

Arbor takes pride in empowering employees to reach their full potential, helping to strengthen our clients and communities. With that aim, our company supported the Fifth Annual Smile Farms Invitational golf outing in Jericho, NY, on September 16, benefiting the Long Island-based non-profit dedicated to advancing opportunities for people with disabilities.

Articles

Government Shutdown: What Multifamily Borrowers Need to Know

Unless an 11th-hour agreement is reached, a political impasse over budget legislation for the next fiscal year will trigger a federal government shutdown. Starting October 1, 2025, many non-essential federal government operations could potentially be limited or suspended, but most multifamily financing activities will not be disrupted.

Articles

Arbor Private Construction (APC) Meets Soaring Demand for Financing

Arbor Private Construction (APC), Arbor’s newest non-agency financing product, has seen robust demand during the first half of 2025, with high-profile transactions closed in strong markets like Surfside, FL, and Philadelphia, PA. Designed for shovel-ready projects, APC is a dynamic program expanding premium rental housing options in primary markets.

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Arbor Private Construction (APC)

Designed for experienced sponsorship with construction-ready projects located in strong MSAs and who desire and value a financing partner throughout the life cycle of their ownership.

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When you need financing for new construction – with an eye towards long-term ownership – Arbor now offers multifamily investors short-term, floating-rate financing to be matched with our existing suite of financing products and programs. Arbor Private Construction (APC) serves as a complement to our established and impactful Single Family Rental (SFR) and Build-to-Rent (BTR) construction lending program.

All Arbor sponsors benefit from the highest level of partnership and customer service along the life cycle of their loans. Arbor offers Fannie Mae, Freddie Mac, FHA, Bridge, Non-Agency and CMBS permanent financing, ensuring a smooth loan transition all with one lender. Arbor offers a complimentary loan program to our existing product lines to give borrowers added flexibility and financing options for their market-rate properties.

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Exploring The Past, Present And Future of CRE Financing With Arbor’s Chief Credit Officer

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Arbor Private Construction Overview

Arbor’s Private Construction Program is Easier than You Think

Arbor Private Construction Loans range from $25 million to $100 million

Up to 75% Loan-to-Cost, subject to minimum underwritten exit debt yield & DSCR

Underwritten to an Agency-qualifying loan exit

Secure a lending partner to stand with you when the shovel meets the ground

Obtain government-sponsored permanent financing

Gain the efficiency and cost savings of partnering with one lender throughout the life of asset ownership

Eligible Transaction Criteria

Vertical/Garden-Style ground-up multifamily projects with Agency-qualifying characteristics

Located in primary markets and strong secondary markets with positive demographic, population and employment trends

Debt buy-backs with fresh equity

Properties in lease-up

Projected completion within 36 months

Sponsorship with an established track record of constructing, owning and managing multifamily assets with appropriate net worth and liquidity commensurate with the Loan’s credit profile

Mixed-Use allowance for a portion of proforma EGI to be generated from non-residential revenue

A complete, cost-engineered construction budget with qualified and experienced general contractors

Arbor Private Construction Term Sheets

Recent Closings

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Northland A & B

Southfield, MI | Arbor Private Construction (APC)

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