Current Reports

Affordable Housing Trends Report 2026

Arbor Realty Trust’s Affordable Housing Trends Report, developed in partnership with Chandan Economics, explores a year marked by one of the most significant policy shifts in decades, with consequential developments in both the marketplace and the political arena. Our annual report finds that although affordability continues to present challenges, this year’s new initiatives are set to rebuild tomorrow’s pipeline.

Articles

HUD Expands FHA Financing Eligibility to Qualifying BTR Projects

The U.S. Department of Housing and Urban Development (HUD) recently announced a significant policy change that expands Federal Housing Administration (FHA) mortgage insurance eligibility to qualifying build-to-rent (BTR) communities. Effective immediately, professionally managed rental developments consisting of detached single-family homes, duplexes, and triplexes are eligible for FHA-insured financing under the same general framework as traditional multifamily properties.

Articles

Financing a Build-to-Rent Community Through Construction, Lease-Up, and Stabilization

Single-family rentals (SFR) now house 41% of the U.S. renter population, according to Rentometer Mid-Year Report 2025: National Trends in Single-Family Rental Markets. Arbor provides investors with short-term and long-term SFR financing to meet this growing demand. Whether a sponsor is developing a build-to-rent (BTR) community, holding an SFR portfolio long-term, or acquiring assets to rehab, Arbor finances build-to-rent (BTR) communities across construction, lease-up, and stabilization under one lender relationship, backed by the strength of an $802 million BTR collateralized loan obligation Arbor closed in May 2025.

Articles

Why Top Multifamily Lenders Practice Disciplined Underwriting

Every multifamily lender says it underwrites conservatively, but few follow a truly disciplined approach. Arbor Realty Trust’s own record is a case in point, with 19 consecutive years in the Top 10 Fannie Mae Multifamily DUS Lenders, a top-three ranking in Freddie Mac’s Conventional Small program, and an upgraded Commercial Special Servicer rating from Fitch Ratings in January 2026.

Investment

Special Report Fall 2026

Arbor Realty Trust’s Special Report Fall 2026, developed in partnership with Chandan Economics, leverages data-driven research to detail the state of the rental housing market. Amid headwinds, multifamily remained resilient in a selective investment environment favoring disciplined underwriting and market selection. Attractive entry points for well-positioned investors continue to populate the road ahead.

Analysis

U.S. Multifamily Market Snapshot — September 2026

The U.S. multifamily market remains on stable footing in a mixed macroeconomic climate. Rent growth continued to trend upward through the second quarter, while apartment fundamentals remained resilient amid slowing employment growth and elevated vacancies.

Current Reports

Single-Family Rental Investment Trends Report Q3 2026

Arbor’s latest Single-Family Rental Investment Trends Report highlights how this commercial real estate sector performed resiliently in the face of adversity last quarter. Even as policy uncertainty created new headwinds, firm operating fundamentals drove SFR forward.

General: 800.ARBOR.10

Arbor Private Construction (APC)

Designed for experienced sponsorship with construction-ready projects located in strong MSAs and who desire and value a financing partner throughout the life cycle of their ownership.

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When you need financing for new construction – with an eye towards long-term ownership – Arbor now offers multifamily investors short-term, floating-rate financing to be matched with our existing suite of financing products and programs. Arbor Private Construction (APC) serves as a complement to our established and impactful Single Family Rental (SFR) and Build-to-Rent (BTR) construction lending program.

All Arbor sponsors benefit from the highest level of partnership and customer service along the life cycle of their loans. Arbor offers Fannie Mae, Freddie Mac, FHA, Bridge, Non-Agency and CMBS permanent financing, ensuring a smooth loan transition all with one lender. Arbor offers a complimentary loan program to our existing product lines to give borrowers added flexibility and financing options for their market-rate properties.

Arbor’s Private Construction Program is Easier than You Think

Arbor Private Construction Loans range from $50 million to $250 million

Up to 80% Loan-to-Cost, subject to minimum underwritten exit debt yield & DSCR

Underwritten to an Agency-qualifying loan exit

Secure a lending partner to stand with you when the shovel meets the ground

Obtain government-sponsored permanent financing

Gain the efficiency and cost savings of partnering with one lender throughout the life of asset ownership

Eligible Transaction Criteria

Vertical/Garden-Style ground-up multifamily projects with Agency-qualifying characteristics

Located in primary markets and strong secondary markets with positive demographic, population and employment trends

Debt buy-backs with fresh equity

Properties in lease-up

Projected completion within 36 months

Sponsorship with an established track record of constructing, owning and managing multifamily assets with appropriate net worth and liquidity commensurate with the Loan’s credit profile

Mixed-Use allowance for a portion of proforma EGI to be generated from non-residential revenue

A complete, cost-engineered construction budget with qualified and experienced general contractors

Arbor Private Construction Term Sheets

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