Workforce Housing Financing

Take advantage of Arbor’s Fannie Mae and Freddie Mac workforce housing financing products with flexible loan terms and competitive pricing. Arbor’s Fannie Mae and Freddie Mac workforce housing programs offer competitive pricing, underwriting flexibility, and preservation incentives for the development of affordable housing solutions. Partner with a Freddie Mac Top Lender of Workforce Housing Rent Preservation financing to grow your portfolio to discover value-add workforce housing opportunities.

Articles

Build-to-Rent (BTR) Development Continues to Outpace Historical Highs

As single-family rental (SFR) demand has risen, build-to-rent (BTR) development has become more efficient at creating a distinct, community-focused experience for renters. Newly released U.S. Census Bureau data confirms that while the pace of SFR/BTR construction slowed during the second-quarter, development has remained robust compared to historical trends.

Articles

Arbor’s Innovative BTR CLO Delivers Key Competitive Advantages

Arbor Realty Trust, a perennial innovator in commercial real estate finance, closed a unique $802 million collateralized loan securitization (CLO) in May 2025 that cements the multifamily lender’s position at the forefront of build-to-rent (BTR) financing.

Articles

The Most Active Markets for New Multifamily Development in 2025

After the volume of multifamily permits fell nationally in 2023 and 2024, this year is on pace to be a year of stabilization for multifamily development. According to the U.S. Census Bureau, out of the top 100 largest U.S. metros by population, 47 had more multifamily permits through the first six months of 2025 than they did over the same period last year. Driven by strong underlying multifamily demand, attractive investment opportunities are leading to rebounding construction pipelines. As multifamily permitting rises, we explore the markets where new permits issued are most concentrated and where construction activity is gaining momentum.

Current Reports

Small Multifamily Investment Trends Report Q3 2025

Arbor’s Small Multifamily Investment Trends Report Q3 2025, developed in partnership with Chandan Economics, examines the factors behind the continued upward trajectory of the sector amid an ongoing capital markets recalibration. Several of its core performance metrics, including valuations, originations, and credit standards, have shown measurable improvement as a multifamily market-wide normalization takes shape. Supported by strong fundamentals, small multifamily stands tall despite economic uncertainty.

General: 800.ARBOR.10

Get to Know
ARBOR

Strong, Active, Creative, Entrepreneurial. It’s in our Roots.

Request a Quote

Arbor has been a relationship-first, multifamily direct lender and loan servicer since 1993. We excel at developing long-term connections and collaborating with borrowers to tailor custom loan solutions that consistently deliver results for our clients.

For over 30 years, Uniondale, NY-based Arbor Realty Trust, Inc. (NYSE: ABR), has been extending financing to borrowers who share our commitment to enhancing the U.S. rental housing supply. A nationwide real estate investment trust and direct lender, we specialize in loan origination and servicing for multifamily, single-family rental (SFR) financing, and other diverse commercial real estate assets.

Arbor's Capabilities

Fannie Mae DUS® Multifamily Lender

Top 10 lender by volume for more than a decade and a repeat Top Small Loans Lender.

Freddie Mac Optigo® Multifamily Lender

Approved Freddie Mac Seller/Servicer and a Top Small Balance Loan Lender.

Bridge Financing

Shorter-term, one-stop shop financing for multifamily and commercial assets positioned for permanent take-out.

FHA Lender

HUD-approved MAP, LIHTC & Lean Lender for multifamily, seniors and healthcare.

Affordable Housing

Arbor provides long-term Fannie Mae and HUD-insured financing solutions for the creation and preservation of affordable housing.

Single-Family Rental Portfolio Financing

Bridge, Permanent and Build-to-Rent loan solutions through Arbor’s proprietary platform.

Mezzanine & Preferred Equity Financing

Solutions used in conjunction with new or existing commercial loan financing to help in completing all the components of the capital stack.

Arbor Loan Express

Efficient and transparent online loan origination and processing.

In-House Loan Servicing

Experienced servicing division that oversees a multibillion-dollar portfolio and is rated by S&P and Fitch for commercial and special servicing.

Awards & Recognition

Excellence in Operations
(2024)
Excellence in Operations
Fannie Mae
Top Lender of Workforce Housing Rent Preservation
(2024)
Top Lender of Workforce Housing Rent Preservation
Freddie Mac
Small Loan Lender
(2024)
Small Loan Lender
Fannie Mae
SILVER
Annual Report AND Annual ESG Summary Report
In-House
(2024)
SILVER<br>Annual Report AND Annual ESG Summary Report<br>In-House
Financial Communications Society (FCS)
Top Workplaces
(2024)
Top Workplaces
Long Island Press
BRONZE
Media Strategy
Consumer
(2023)
BRONZE<br>Media Strategy<br>Consumer
Financial Communications Society (FCS)
BRONZE
Advertising
Out-of-Home Campaign-Consumer
(2023)
BRONZE<br>Advertising<br>Out-of-Home Campaign-Consumer
Financial Communications Society (FCS)
Student Housing Lender
(2023)
Student Housing Lender
Fannie Mae
Top Workplaces
(2023)
Top Workplaces
The Buffalo News
Multifamily Lender by Initial Endorsements
(2023)
Multifamily Lender by Initial Endorsements
FHA
Long Island Women in Philanthropy Honoree
Leah Fisher
(2023)
Long Island Women in Philanthropy Honoree<br> Leah Fisher
Family & Children's Association
Top Workplaces
(2022)
Top Workplaces
Long Island Press
Top Workplaces
(2019)
Top Workplaces
Newsday