Articles

Small Multifamily Extends Quarterly Valuation Gains

Small multifamily assets have begun to settle into a consistent pattern of growth following two years of price corrections. Building on the findings of Arbor Realty Trust’s Small Multifamily Investment Trends Report Q4 2025, our research teams look more closely at recent pricing trends and the factors driving the turnaround.

Articles

FHFA Loan Caps for 2026: What Multifamily Borrowers Need to Know

The Federal Housing Finance Agency (FHFA) announced a $30 billion boost to Fannie Mae and Freddie Mac’s volume cap for loan purchases in 2026 to $176 billion ($88 billion for each agency). This increase in FHFA loan caps for 2026 aligns with industry expectations, given the anticipation of improving market conditions and lending activity expected in a lower interest rate environment. Next year’s cap for the Government-Sponsored Entities (GSEs) is an increase of approximately 20% from the $146 billion limit set for 2025.

Current Reports

Affordable Housing Trends Report Fall 2025

As the cost of living in the U.S. climbs, the shortage of affordable housing is a persistent challenge for many communities. While progress has been uneven to date, Arbor Realty Trust and Chandan Economics document federal and state initiatives aimed at creating positive change. In a sector known for its strength, stability, and consistency, new and old affordable housing opportunities are converging as the nation accelerates construction.

Conventional Forwards

FRDDIE MAC® Conventional Forwards   Arbor’s Freddie Mac® Conventional Forwards encourage the creation of new housing supply by providing takeout certainty to developers and construction lenders, helping to address long-term supply shortages that limit affordability and housing choice. In an evolving multifamily lending environment, our Conventional Forwards provide clarity to the terms of the permanent debt needed when a property stabilizes after new construction or major rehabilitation.

Current Reports

Small Multifamily Investment Trends Report Q4 2025

Arbor Realty Trust’s Small Multifamily Investment Trends Report Q4 2025, developed in partnership with Chandan Economics, outlines the long-term positives reinforcing the sector’s growth amid macroeconomic uncertainty. With capital market activity poised to increase, small multifamily’s healthy fundamentals position it to trend higher in the next cycle.

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Find answers to common questions about multifamily and single-family rental real estate financing.

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Home | Management Team | Andrew G. Guziewicz

Andrew G. Guziewicz

Managing Director, Chief Credit Officer, Structured Finance
Headshot of Andrew G. Guziewicz Managing Director, Chief Credit Officer, Structured Finance

Andrew Guziewicz joined Arbor in July 2008. He oversees the underwriting process for all structured finance transactions and is a voting member of Arbor’s Credit Committee. The structured finance group originates, structures, underwrites and funds debt and equity financing for various commercial real estate asset types and classes nationwide.

Mr. Guziewicz has more than two decades of commercial mortgage underwriting experience. Prior to joining Arbor, he served as a Director for Merrill Lynch & Co., Inc., where he was responsible for managing the underwriting of loans from $50 million to over $5 billion, which were originated for securitization or private placement in the capital markets. He has also held positions at Deutsche Bank Securities, Inc., Aetna Real Estate Investments and GE Capital.

Mr. Guziewicz earned a Master of Business Administration in Finance with a concentration in Real Estate from the University of Connecticut and a Bachelor of Science in Business Administration/International Business from the University of New Haven.

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