Articles

Arbor Pitches Its Support to Charity Golf Outing on Long Island

Arbor takes pride in empowering employees to reach their full potential, helping to strengthen our clients and communities. With that aim, our company supported the Fifth Annual Smile Farms Invitational golf outing in Jericho, NY, on September 16, benefiting the Long Island-based non-profit dedicated to advancing opportunities for people with disabilities.

Articles

Government Shutdown: What Multifamily Borrowers Need to Know

Unless an 11th-hour agreement is reached, a political impasse over budget legislation for the next fiscal year will trigger a federal government shutdown. Starting October 1, 2025, many non-essential federal government operations could potentially be limited or suspended, but most multifamily financing activities will not be disrupted.

Articles

Arbor Private Construction (APC) Meets Soaring Demand for Financing

Arbor Private Construction (APC), Arbor’s newest non-agency financing product, has seen robust demand during the first half of 2025, with high-profile transactions closed in strong markets like Surfside, FL, and Philadelphia, PA. Designed for shovel-ready projects, APC is a dynamic program expanding premium rental housing options in primary markets.

Current Reports

Single-Family Rental Investment Trends Report Q3 2025

Arbor’s Single-Family Rental Investment Trends Report Q3 2025 documents the increasing strength and resiliency of the sector as it transitions to stable growth after a long period of rapid expansion. Rent growth remained positive last quarter, pushing up property-level yields as robust build-to-rent (BTR) construction activity continued to boost supply to a marketplace in need of quality rental housing.

General: 800.ARBOR.10

Chris Femino

Senior Vice President, Deputy Chief Underwriter, Agency Lending

Chris Femino is responsible for managing the underwriting pipeline of Fannie Mae and Freddie Mac executions. In addition, as a member of Arbor’s Loan Committee, Mr. Femino reviews all underwriting packages for both Fannie Mae and Freddie Mac loan products to ensure prudent and accurate underwriting, as well as adherence to agency guidelines.

Mr. Femino came to Arbor as a Screening Analyst in 2007 and later moved to the Underwriting department as a Processing Analyst. He also held the position of Associate Underwriter before advancing through the ranks to his current role.

Mr. Femino holds a Bachelor of Science in Environmental Engineering from the Massachusetts Maritime Academy.

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