Investment

Special Report Fall 2025: Turning a Corner

After proving its resilience, the multifamily real estate sector is positioned to thrive in the next growth cycle. While uncertainties persist and risks remain, new federal policies and long-awaited interest rate relief have brought optimistic investors back to the table with a new sense of urgency.

Finance

Financing Workforce Housing: A Stable and Value-Add Investment

Fannie Mae and Freddie Mac, which operate under the Federal Housing Finance Agency’s Duty to Serve Plan, have made financing workforce housing a central component of creating more equitable and sustainable access to quality rental housing. With a wide range of programs and incentives now available, investors have been increasingly securing stable and valuable opportunities, which can also improve the lives of cost-burdened middle-income professionals.

Articles

Arbor Pitches Its Support to Charity Golf Outing on Long Island

Arbor takes pride in empowering employees to reach their full potential, helping to strengthen our clients and communities. With that aim, our company supported the Fifth Annual Smile Farms Invitational golf outing in Jericho, NY, on September 16, benefiting the Long Island-based non-profit dedicated to advancing opportunities for people with disabilities.

Articles

Government Shutdown: What Multifamily Borrowers Need to Know

Unless an 11th-hour agreement is reached, a political impasse over budget legislation for the next fiscal year will trigger a federal government shutdown. Starting October 1, 2025, many non-essential federal government operations could potentially be limited or suspended, but most multifamily financing activities will not be disrupted.

Articles

Arbor Private Construction (APC) Meets Soaring Demand for Financing

Arbor Private Construction (APC), Arbor’s newest non-agency financing product, has seen robust demand during the first half of 2025, with high-profile transactions closed in strong markets like Surfside, FL, and Philadelphia, PA. Designed for shovel-ready projects, APC is a dynamic program expanding premium rental housing options in primary markets.

Structured Financing Preferred Equity

Structured Financing Mezzanine Loan Program Term Sheet

Structured Financing Bridge Loan Program

General: 800.ARBOR.10 | Financing: 833.578.7554 | Servicing: 877.952.7267

Home | Originations Team | Joseph Charneski

Joseph Charneski

Managing Director, Sales

Joseph Charneski originates Fannie Mae, Freddie Mac, FHA, SFR Portfolios, CMBS, Private Label and Structured Loans nationwide. Mr. Charneski joined Arbor in 2008 as a Senior Underwriter and held several positions at Arbor, including Assistant Vice President of Sales Operations and Vice President of Originations, prior to being promoted to his current role.

Prior to joining Arbor, he worked as an Assistant Vice President at CBRE Realty Finance, where he originated fixed- and floating-rate whole loans, B-Notes and Mezzanine loans. Before CBRE, Mr. Charneski was a Senior Real Estate Investment Analyst with Guardian Life Insurance Company.

Mr. Charneski earned a Bachelor of Science in Finance from the University of Connecticut and a Juris Doctor degree from the Western New England College School of Law.

[email protected] | 646.963.6362
New York, NY