About Chatter

Welcome to Chatter! We’re happy to be your source for multifamily news, research and insight. Bookmark us and be sure to sign up for our weekly newsletter to stay on top of all things financing and investment for the multifamily industry. We also invite you to follow us on Twitter. What is Chatter? So what Read the full article…


How Big is Small Cap Multifamily?

A closer look at the multifamily housing inventory in the United States and the size of the small cap investment opportunity.

Around the Web

Multifamily Forecast: Investors Moving to Secondary Markets

The apartment sector has remained the darling of the commercial real estate for the past six years. This doesn’t appear to be changing anytime soon, as 2016 is expected to set a new record for multifamily mortgage origination volume. While multifamily’s position as top dog remains uncontested, savvy investors are altering their strategy for sourcing Read the full article…


Thomas Montemage

Senior Vice President, Risk Management

Thomas Montemage is responsible for the direct oversight of the Agency Risk Management department. This team performs the Special Servicing for Arbor’s Agency loans and primarily interacts with Fannie Mae’s Special Asset Management and Real Estate Owned groups as well as Freddie Mac SBL securitizations. He also oversees the primary servicing of Arbor’s Private Label securitizations, Fixed-Rate Single-Family Rentals, and Private Investment loans.

Before returning to Arbor in 2017, Mr. Montemage was a Vice President at M&T Bank Corporation, where he managed commercial credit risk teams that had direct oversight of the bank’s commercial loan portfolio. Prior to that role, he worked in Arbor’s Agency Portfolio Management and Loan Surveillance departments.

Mr. Montemage received a Bachelor of Science in Business Administration from the University of Buffalo, State University of New York, and a Master of Business Administration at St. Bonaventure University. He earned a Chartered Financial Analyst (CFA) designation in 2016.

Grow Your Career at Arbor

Arbor employs exceptional individuals with a strong foundation to achieve success in their career.