Articles

Government Shutdown: What Multifamily Borrowers Need to Know

Unless an 11th-hour agreement is reached, a political impasse over budget legislation for the next fiscal year will trigger a federal government shutdown. Starting October 1, 2025, many non-essential federal government operations could potentially be limited or suspended, but most multifamily financing activities will not be disrupted.

Articles

Arbor Private Construction (APC) Meets Soaring Demand for Financing

Arbor Private Construction (APC), Arbor’s newest non-agency financing product, has seen robust demand during the first half of 2025, with high-profile transactions closed in strong markets like Surfside, FL, and Philadelphia, PA. Designed for shovel-ready projects, APC is a dynamic program expanding premium rental housing options in primary markets.

Current Reports

Single-Family Rental Investment Trends Report Q3 2025

Arbor’s Single-Family Rental Investment Trends Report Q3 2025 documents the increasing strength and resiliency of the sector as it transitions to stable growth after a long period of rapid expansion. Rent growth remained positive last quarter, pushing up property-level yields as robust build-to-rent (BTR) construction activity continued to boost supply to a marketplace in need of quality rental housing.

Workforce Housing Financing

Take advantage of Arbor’s Fannie Mae and Freddie Mac workforce housing financing products with flexible loan terms and competitive pricing. Arbor’s Fannie Mae and Freddie Mac workforce housing programs offer competitive pricing, underwriting flexibility, and preservation incentives for the development of affordable housing solutions. Partner with a Freddie Mac Top Lender of Workforce Housing Rent Preservation financing to grow your portfolio to discover value-add workforce housing opportunities.

General: 800.ARBOR.10

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Arbor Private Construction (APC)

Designed for experienced sponsorship with construction-ready projects located in strong MSAs and who desire and value a financing partner throughout the life cycle of their ownership.

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When you need financing for new construction – with an eye towards long-term ownership – Arbor now offers multifamily investors short-term, floating-rate financing to be matched with our existing suite of financing products and programs. Arbor Private Construction (APC) serves as a complement to our established and impactful Single Family Rental (SFR) and Build-to-Rent (BTR) construction lending program.

All Arbor sponsors benefit from the highest level of partnership and customer service along the life cycle of their loans. Arbor offers Fannie Mae, Freddie Mac, FHA, Bridge, Non-Agency and CMBS permanent financing, ensuring a smooth loan transition all with one lender. Arbor offers a complimentary loan program to our existing product lines to give borrowers added flexibility and financing options for their market-rate properties.

Featured in Bisnow

Exploring The Past, Present And Future of CRE Financing With Arbor’s Chief Credit Officer

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Arbor Private Construction Overview

Arbor’s Private Construction Program is Easier than You Think

Arbor Private Construction Loans range from $25 million to $100 million

Up to 75% Loan-to-Cost, subject to minimum underwritten exit debt yield & DSCR

Underwritten to an Agency-qualifying loan exit

Secure a lending partner to stand with you when the shovel meets the ground

Obtain government-sponsored permanent financing

Gain the efficiency and cost savings of partnering with one lender throughout the life of asset ownership

Eligible Transaction Criteria

Vertical/Garden-Style ground-up multifamily projects with Agency-qualifying characteristics

Located in primary markets and strong secondary markets with positive demographic, population and employment trends

Debt buy-backs with fresh equity

Properties in lease-up

Projected completion within 36 months

Sponsorship with an established track record of constructing, owning and managing multifamily assets with appropriate net worth and liquidity commensurate with the Loan’s credit profile

Mixed-Use allowance for a portion of proforma EGI to be generated from non-residential revenue

A complete, cost-engineered construction budget with qualified and experienced general contractors

Arbor Private Construction Term Sheets

Recent Closings

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Northland A & B

Southfield, MI | Arbor Private Construction (APC)

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