Current Reports

Small Multifamily Investment Trends Report Q1 2025

Arbor’s Small Multifamily Investment Trends Report Q1 2025, developed in partnership with Chandan Economics, examines a key commercial real estate sector that consistently shows stability amid ongoing economic volatility. Small multifamily continues to show positive trends in key indicators, such as asset valuations, originations volume, and construction, signaling that the sector should continue to overpower headwinds as it builds on its ongoing momentum.

Articles

Top Markets for Multifamily Permitting Per Capita

With construction activity continuing to vary according to market, newly released U.S. Census Bureau data reveals emerging trends in multifamily building permits issued and how supply dynamics are poised to impact rent pricing patterns in the nation’s top 100 markets.

Articles

FHA Loan Changes Boost Access to Affordable and Market-Rate Multifamily Financing

The U.S. Department of Housing and Urban Development (HUD) recently announced that new Federal Housing Administration (FHA) rules designed to boost housing production are now in effect. The new rules bring more favorable debt service coverage ratios (DSCRs), loan-to-cost ratios (LTC), and loan-to-value (LTV) ratios on certain types of FHA multifamily loans, unlocking more proceeds to borrowers.

Analysis

U.S. Multifamily Market Snapshot — February 2025

The U.S. multifamily sector finished 2024 with the wind at its sails, as the market settled into a more normalized cycle. Rental demand continued to be driven by solid wage growth and household formation, as well as high home prices leading many would-be-homebuyers to consider lifestyle renting.

Articles

FHA Multifamily Case Study: Closing Loans Amid Uncertainty

In times of volatility, it pays to have support from a team willing to go the extra mile. Whether it’s meeting tight deadlines or ensuring all requirements are met, Arbor’s Federal Housing Administration (FHA) Underwriting department remains committed to helping borrowers secure loans that expand rental housing opportunities for Americans.

Analysis

Top U.S. Multifamily Rent Growth Markets — Q4 2024

The U.S. multifamily market held steady in a more normalized cycle during the third quarter of 2024. Rental demand remained strong, while new leaders emerged among the top markets for rent growth.

Articles

CREFC Miami 2025: Young Professionals Network Fosters Career Growth

Networking and attending industry conferences to learn trends and insights are among the most advantageous ways young commercial real estate finance professionals can advance in their careers. This year, Gabriel Rondon, Analyst, Structured Asset Management at Arbor and a CRE Finance Council (CREFC) Young Professionals Network member, was selected as one of the network’s ambassadors at CREFC Miami, giving him a golden opportunity to expand his professional horizons.

Articles

The Single-Family Rental Sector Returns to Growth Mode

Although the single-family rental (SFR) sector’s profile expanded after the 2007-2010 subprime mortgage crisis, the number of its households slid between 2016 and 2020 as many rentals transitioned into owner-occupied homes. Following a period of pandemic-related uncertainty, SFR has returned to growth mode, increasing its number of households for the second time in three years.

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Ivan Kaufman Interview on Bloomberg Markets

Ivan Kaufman, the chairman and CEO of Arbor Realty Trust, Inc. (NYSE:ABR), discussed how multifamily housing is maintaining stability during COVID-19. In a “Bloomberg Markets” interview with anchor Alix Steel, he also explained, in particular, the growth in value of suburban housing.

“People have been paying their rent on the multifamily side. Collections are off only 1% to 2%,” said Kaufman. “Despite the dislocation, it has been a great performing asset.” He noted that the extension of federal aid, which will allow people to continue to pay rent, will be critical for the housing market.

The country’s reducing unemployment and getting the coronavirus under control are two factors that will affect the housing situation, Kaufman stated.

The real estate expert and entrepreneur made several additional noteworthy observations. “Homeownership is approaching 68%, the highest rate since prior to the Great Recession. So, this trend, which started before COVID, now has been accelerated,” he said. “People are moving out of the cities. The social unrest, schools, all of these factors are leading to people moving to the suburbs.”

Kaufman commented that the inventory is now very limited in the suburbs. He projected this will lead to price appreciation both for owner-occupied and single-family rental homes.

Adding perspective to today’s overall economic situation, he pointed out that commercial real estate is a $14 trillion industry. “There are three asset classes that are doing extraordinarily well: multifamily, single-family rentals, and industrial. Sixty percent of the asset classes are performing exceptionally well,” he said.

The hospitality and retail sectors are still suffering. However, suburban offices are reaping some benefits from the demand for less density, driven by COVID-19. “I think it’s going to be a mixed bag. Clearly, there are a lot of people evaluating urban offices and suburban satellites.” He opined people will need to continue to watch the landscape for the next six to 12 months, to see the extent of the impacts of a suburban workforce.

View the complete Bloomberg TV interview above.

Learn more about Arbor Realty Trust’s multifamily housing loans. Contact Arbor today to speak with a specialist about our different financing solutions.