Special Report: Spring 2023

Special Report: Spring 2023 The rental housing sector is well-insulated but not immune to market forces even as the economy edges into correction territory, Arbor Chairman and CEO Ivan Kaufman and Chandan Economics Founder Sam Chandan demonstrate in the findings of Arbor’s Special Report Spring 2023.   Key Findings: The sustainability of consumer financing and Read the full article…

Investment

Arbor’s Special Report Spring 2023

The rental housing sector is well-insulated but not immune to market forces even as the economy edges into correction territory, Arbor Chairman and CEO Ivan Kaufman and Chandan Economics Founder Sam Chandan demonstrate in the findings of Arbor’s Special Report Spring 2023.

Articles

Renting On Credit: New Platforms Modernize Monthly Multifamily Transactions

Until recently, full-scale optimization has skipped over the basic monthly rental payment transaction, with 78% of more than 100 million renters using paper checks. But now, two programs, backed by global leaders in financial services, are incentivizing tenants to pay the rent on credit, with perks like automatic credit reporting and points towards future purchases.

Articles

Top Markets for Renters Under 30

Renters 30 years of age and under, who now make up slightly more than one-quarter of the heads of households of rental units, are bolstering housing demand in markets known for their affordability and livability.

Press Releases

Arbor Realty Trust, Inc. Completes $315 Million Freddie Mac Q Series Securitization

UNIONDALE, NY, December 15, 2022 (GLOBE NEWSWIRE) – Arbor Realty Trust, Inc. (NYSE:ABR) (“Arbor,” “our,” or “we”) today announced the completion of an approximately $315 million loan securitization through Freddie Mac’s Q Series securitization program (the “Securitization”). Arbor’s affiliated entity Arbor Realty SR, Inc. originated the loans and was the loan seller for the Securitization. The Securitization is Arbor’s first Read the full article…

Articles

Five Benefits of Making Multifamily Investing Part of Your Portfolio

Multifamily investing involves the purchasing of properties with rentable housing units. In these types of investments, a group of investors often works together to mitigate costs, split profit shares, and reduce risk. Multifamily properties include apartment complexes, condo buildings, and townhouses, among other property types. When investing in multifamily properties is researched and undertaken prudently, it can generate steady and reliable income streams in all economic cycles.

Analysis

Arbor’s Top Articles of 2022: A Banner Year for Multifamily

After taking a pause during the peak of the COVID-19 pandemic, the U.S. multifamily market experienced a banner year in 2022. Throughout the year, Arbor continued to provide unique research and insights into our markets. Here’s a look at our top Arbor research articles from 2022, in case you missed them.

GENERAL: 800.ARBOR.10

Fannie Mae Arbor 85 Preferred

Based on Arbor’s extensive experience with multifamily mezzanine finance, we now have a product with Fannie Mae where we merge the best elements of the Fannie Mae DUS program with the extra proceeds of mezzanine finance provided by Arbor Realty Trust.

Minimum Loan Amount $25,000,000, smaller loan amounts may be considered.
Minimum Mezzanine Loan Amount $2,500,000, smaller mezzanine loan amounts may be considered.
Loan Term Up to 10 years
Mezzanine loan must be conterminous with the Fannie Mae first mortgage
Loan Purpose Acquisition
Amortization Up to 30 years.
Maximum LTV Up to 85% Combined
Rate Structure Fixed rate options available
Eligible Property Multifamily
Eligible Borrower Single-asset entity required for DUS and Mezzanine loans
Occupancy Requirement 85% physical occupancy and 70% economic.
Tax & Insurance Escrows Monthly deposit required
Replacement Reserve Per Engineer Report
Recourse Generally non-recourse with standard carve-outs for “bad acts” such as fraud and bankruptcy.
Commercial Space Eligible, not to exceed 35% of GBA and 20% of EGI
Collateral/Security Fannie Mae first mortgage
Arbor Realty SR, Inc. mezzanine loan up to 85% combined LTV
Mezzanine secured by 100% pledge and assignment of all ownership interests in the property owner
Required Reports Appraisal, Property Condition Assessment, Phase I and Seismic Report
Prepayment Yield maintenance or defeasance
Assumable Subject to approval and 1% fee
Supplemental Loans Eligible for secondary financing after 12 months subject to a maximum 75% LTV and 1.30 DSCR
Any supplemental loan must repay mezzanine loan
Rate Lock Standard 10-day rate lock period. Early and extended rate lock options available
Application Deposit $50,000. Covers estimated processing and legal fees.
Origination Fee Minimum 1%. Par pricing available on first mortgage
Good Faith Deposit 2% of loan amount

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