Finance

Financing Workforce Housing: A Stable and Value-Add Investment

Fannie Mae and Freddie Mac, which operate under the Federal Housing Finance Agency’s Duty to Serve Plan, have made financing workforce housing a central component of creating more equitable and sustainable access to quality rental housing. With a wide range of programs and incentives now available, investors have been increasingly securing stable and valuable opportunities, which can also improve the lives of cost-burdened middle-income professionals.

Articles

Arbor Pitches Its Support to Charity Golf Outing on Long Island

Arbor takes pride in empowering employees to reach their full potential, helping to strengthen our clients and communities. With that aim, our company supported the Fifth Annual Smile Farms Invitational golf outing in Jericho, NY, on September 16, benefiting the Long Island-based non-profit dedicated to advancing opportunities for people with disabilities.

Articles

Government Shutdown: What Multifamily Borrowers Need to Know

Unless an 11th-hour agreement is reached, a political impasse over budget legislation for the next fiscal year will trigger a federal government shutdown. Starting October 1, 2025, many non-essential federal government operations could potentially be limited or suspended, but most multifamily financing activities will not be disrupted.

Articles

Arbor Private Construction (APC) Meets Soaring Demand for Financing

Arbor Private Construction (APC), Arbor’s newest non-agency financing product, has seen robust demand during the first half of 2025, with high-profile transactions closed in strong markets like Surfside, FL, and Philadelphia, PA. Designed for shovel-ready projects, APC is a dynamic program expanding premium rental housing options in primary markets.

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Home | Originations Team | Derek Kirma

Derek Kirma

Vice President, Sales
Headshot of Derek Kirma, Vice President at Arbor Realty Trust.

Derek Kirma is responsible for originating all of Arbor’s loan offerings, including Fannie Mae, Freddie Mac, FHA, SFR Portfolios, CMBS, Private Label, Bridge, Mezzanine and Preferred Equity transactions.

Mr. Kirma has over a decade of experience in commercial real estate lending. Prior to his current position at Arbor, he served as a multifamily loan originator for Banner Bank. Previous to that, he was a Senior Vice President of commercial real estate lending at Bank of the West, where he built loan production teams and financed multiple commercial real estate asset classes.

Mr. Kirma received his Bachelor of Science from the University of Oregon.

[email protected] | 503.939.0837
San Diego, CA

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