Current Reports

Affordable Housing Trends Report Fall 2025

As the cost of living in the U.S. climbs, the shortage of affordable housing is a persistent challenge for many communities. While progress has been uneven to date, Arbor Realty Trust and Chandan Economics document federal and state initiatives aimed at creating positive change. In a sector known for its strength, stability, and consistency, new and old affordable housing opportunities are converging as the nation accelerates construction.

Conventional Forwards

FRDDIE MAC® Conventional Forwards   Arbor’s Freddie Mac® Conventional Forwards encourage the creation of new housing supply by providing takeout certainty to developers and construction lenders, helping to address long-term supply shortages that limit affordability and housing choice. In an evolving multifamily lending environment, our Conventional Forwards provide clarity to the terms of the permanent debt needed when a property stabilizes after new construction or major rehabilitation.

Current Reports

Small Multifamily Investment Trends Report Q4 2025

Arbor Realty Trust’s Small Multifamily Investment Trends Report Q4 2025, developed in partnership with Chandan Economics, outlines the long-term positives reinforcing the sector’s growth amid macroeconomic uncertainty. With capital market activity poised to increase, small multifamily’s healthy fundamentals position it to trend higher in the next cycle.

Borrower FAQs

Find answers to common questions about multifamily and single-family rental real estate financing.

Current Reports

Top Markets for Multifamily Investment Report Fall 2025

As headwinds fade and transaction volume rises, market knowledge is a critical advantage to commercial real estate investors. The Arbor Realty Trust-Chandan Multifamily Opportunity Matrix analyzed a wide range of factors within the 50 largest U.S. metros to assess market strength and durability. From maturing, dynamic metros to affordable, opportunity-rich markets, our biannual report is a roadmap to the top locations for capital deployment.

Uncategorized

Bridge Lending Solutions: Efficient Financing for Savvy Sponsors

Sponsors today are increasingly choosing bridge lending solutions to capitalize on opportunities during the lease-up and stabilization phases, with multifamily completions projected to remain elevated through 2030. Bridge loans, when paired with a lender equipped to support your investment needs from construction through permanent financing, can effectively position borrowers for long-term success.

General: 800.ARBOR.10

Home | Our Team | John G. Caulfield

John G. Caulfield

Executive Vice President, Chief Operating Officer, Agency Lending
Head shot of John G. Caulfield Executive Vice President, Chief Operating Officer, Agency Lending

John Caulfield is Arbor’s Executive Vice President, Chief Operating Officer, Agency Lending. Mr. Caulfield has extensive experience in the mortgage financing industry and a tenured track record of more than three decades with Arbor and its family of companies.

As Arbor’s COO, he has helped develop a unique sales and operations model that has supported Arbor’s growth into a leading multifamily finance company. His responsibilities include managing the national sales team as well as the operational infrastructure that supports the firms’ Fannie Mae, Freddie Mac, FHA and CMBS originations and servicing platforms. Mr. Caulfield oversees the end-to-end life of a loan process, from originations to screening through servicing. In addition, he oversees Arbor’s capital markets division. He is a member of Arbor’s DUS® Loan Committee and Arbor’s Executive Committee.

Mr. Caulfield graduated from State University of New York with a Bachelor of Science in Finance.

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