Finance

Financing Workforce Housing: A Stable and Value-Add Investment

Fannie Mae and Freddie Mac, which operate under the Federal Housing Finance Agency’s Duty to Serve Plan, have made financing workforce housing a central component of creating more equitable and sustainable access to quality rental housing. With a wide range of programs and incentives now available, investors have been increasingly securing stable and valuable opportunities, which can also improve the lives of cost-burdened middle-income professionals.

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Arbor Pitches Its Support to Charity Golf Outing on Long Island

Arbor takes pride in empowering employees to reach their full potential, helping to strengthen our clients and communities. With that aim, our company supported the Fifth Annual Smile Farms Invitational golf outing in Jericho, NY, on September 16, benefiting the Long Island-based non-profit dedicated to advancing opportunities for people with disabilities.

Articles

Government Shutdown: What Multifamily Borrowers Need to Know

Unless an 11th-hour agreement is reached, a political impasse over budget legislation for the next fiscal year will trigger a federal government shutdown. Starting October 1, 2025, many non-essential federal government operations could potentially be limited or suspended, but most multifamily financing activities will not be disrupted.

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Arbor Private Construction (APC) Meets Soaring Demand for Financing

Arbor Private Construction (APC), Arbor’s newest non-agency financing product, has seen robust demand during the first half of 2025, with high-profile transactions closed in strong markets like Surfside, FL, and Philadelphia, PA. Designed for shovel-ready projects, APC is a dynamic program expanding premium rental housing options in primary markets.

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Tracy Dennis

Managing Director, General Counsel, Agency and Arbor Private Label
Tracy Dennis

Tracy Dennis is responsible for overseeing and directing Arbor’s legal and closing process pertaining to the firm’s Fannie Mae, Freddie Mac, and FHA platforms, as well as the Arbor Private Label program. She is also an advisor to the Servicing and Asset Management team in addressing post-closing issues, delinquencies and workouts relative to these executions, and she is a member of the Fannie Mae DUS® Operations Subcommittee.

Most recently, Ms. Dennis was Managing Director, Head of Transaction Management & Counsel for Hunt Real Estate Capital, where she led the closing and transaction management departments in reference to Fannie Mae, Freddie Mac, HUD and balance sheet executions.

Prior to that, Ms. Dennis was Senior Underwriting Counsel for First American Title Insurance Company and before that, served as Director, Fixed Income – Commercial Real Estate, for Credit Suisse Securities (USA).

Ms. Dennis received a Bachelor of Arts from the University of Michigan and a Juris Doctor from New York Law School.

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